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Our objective is attainable or
affordable workforce
housing not subsidized low-income housing. For more
information on low income/subsidized housing contact the
Okaloosa Housing Partners; or aka Okaloosa Community Development Corporation
at 850-863-1969.
2006
Workforce Housing Symposium
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The overriding concern which initiated this
Symposium was the
ability of median income families to obtain
median priced homes. The issue is not that the income
level was too low, but that the housing costs were too high and
availability was too low. A shared problem from employers
it their inability to recruit new employees into the
area because they can not find comparable homes for their families.
Dr. Rick Harper,
Director, University of West Florida Haas Center
"Stating the Housing Challenges"
- Chuck Shanklin, President, Crestview Aerospace Corporation
"What
is Affordable Housing?"
- Felix Beukenkamp, Building
Industry Association
"Sales
Price Breakdown for Houses"
Shelley Lauten, Director, Urban Land Institute-Florida
Initiative
"Building Florida's Future: State Strategies for Regional
Cooperation"
Sean Garretson, TIP
Strategies, Austin, Texas
Private & Public Sector Solutions to
Attainable Housing

A resultant workforce housing task force spun out
of this symposium to identify the barriers and
solutions.
Workforce Housing Task Force Mission
To locate, analyze and communicate solutions and programs
for affordable workforce
housing,
To maintain county-wide collaboration in order to
identify the current and future workforce housing needs,
To provide communication as one-voice throughout Okaloosa
and its sister counties
What is Affordable Workforce
Housing?
For the purpose of this committee the
definition of affordable workforce housing is as follows:
Affordable workforce housing targets
families making between 80% and 120% of median income with a
commute of less than 15 miles with payments of 30-35% for rent
or a PITI of $1,000-$1,500 monthly.
|
2006
Housing Affordability Index |
|
MSA |
Median Income |
Median Price |
Loan amount |
Monthly Payment |
Annual Payment |
Required Income |
|
Panama City |
$51,300 |
$198,100 |
$158,480 |
$961 |
$11,532 |
$46,128
|
|
Pensacola |
$52,500 |
$163,200 |
$130,560 |
$792 |
$9,504 |
$38,016
|
|
Ft Walton Beach |
$62,600 |
$215,900 |
$172,720 |
$1,048 |
$12,576 |
$50,304
|
|
US |
$59,000 |
$212,300 |
$169,840 |
$1,030 |
$12,360 |
$49,440
|
|
2006 Essential Workers Salaries |
|
2006 |
Okaloosa Annual Mean Wage |
Santa Rosa Annual Mean Wage |
Walton Annual Mean Wage |
|
Code |
Occupation |
|
25-2011 |
Preschool Teachers |
$20,830 |
$24,120 |
Unavailable |
|
25-2021 |
Elementary School Teachers |
$37,895 |
$42,160 |
Unavailable |
|
25-9099 |
Teachers, Other |
$33,430 |
$34,260 |
Unavailable |
|
29-2052 |
Pharmacy Technicians |
$22,070 |
$26,460 |
Unavailable |
|
29-2061 |
Licensed Practical Nurse |
$31,930 |
$34,150 |
Unavailable |
|
31-9091 |
Dental Assistant |
$31,290 |
$27,850 |
Unavailable |
|
33-2011 |
Fire Fighter |
$32,890 |
$29,430 |
Unavailable |
|
33-3012 |
Correctional Officer |
$36,860 |
$33,020 |
Unavailable |
|
33-9099 |
Police Officer |
$24,260 |
$28,020 |
Unavailable |
|
2007 Essential Workers
Salaries |
|
2007 |
Okaloosa Annual Mean
Wage |
Santa Rosa Annual Mean
Wage |
Walton Annual Mean Wage |
|
Code |
Occupation |
|
25-2011 |
Preschool
Teachers |
$20,680 |
$23,010 |
Unavailable |
|
25-9099 |
Teachers,
Other |
$43,430 |
$44,080 |
Unavailable |
|
29-2052 |
Pharmacy
Technicians |
$24,300 |
$26,530 |
Unavailable |
|
29-2061 |
Licensed
Practical Nurse |
$34,290 |
$33,960 |
Unavailable |
|
31-9091 |
Dental
Assistant |
$31,620 |
$29,340 |
Unavailable |
|
33-2011 |
Fire Fighter |
$35,740 |
$31,390 |
Unavailable |
|
33-3012 |
Correctional
Officer |
$22,480 |
$34,420 |
Unavailable |
|
33-9099 |
Police
Officer |
$37,220 |
$31,960 |
Unavailable |
|
2007
Housing Affordability Index |
|
MSA |
Median Income |
Median Price |
Loan Amount |
Monthly Payment |
Annual Payment |
Required Income |
| Panama
City |
$51,300 |
$191,900 |
$153,520 |
$937 |
$11,247 |
$44,989 |
| Pensacola |
$52,500 |
$156,400 |
$125,120 |
$764 |
$9,168 |
$36,672 |
| Fort
Walton Beach |
$62,600 |
$197,900 |
$158,320 |
$967 |
$11,604 |
$46,416 |
| U.S. |
$59,000 |
$206,200 |
$164,960 |
$1,007 |
$12,084 |
$48,336 |
|
Sources: US Bureau of
Labor Statistics and University of West Florida Haas
Center |
Walton County Workforce Housing Survey
June 2006, UWF Haas Center
The availability of
workforce housing is an increasingly important issue for
policy makers, employers, and employees as rising housing
costs exceed the financial reach of many low to moderate
income earners...
Essential Workforce Housing
Committee
In support of
Eglin’s Vision 2015,
the Okaloosa Board of County Commissioners initiated their
three-county
growth management plan in 2006, the Eglin Installation Growth
Committee. To eliminate redundancy, the EDC Workforce Housing Committee merged with
the County’s Eglin Installation Growth Committee Housing
Sub-Committee, creating the Essential Workforce Housing
Committee.

Goal
Objectives
Committee Chairperson
Ellen Holt
EMH Enterprises,
eholt@emhenterprises.net
Members
EDC Representatives
Building Industry Association
Chambers of Commerce
City of Destin
City of Fort Walton Beach
Eglin AFB Representative
Emerald Coast Association of Realtors
Okaloosa County Planning Department
Okaloosa Community Development Corporation
West Florida Regional Planning Council
Together we will help enable the citizens of
Okaloosa County to obtain the homes that fit into their
quality of life.
Priorities
-
Review and
eliminate regulatory barriers, both state and local.
-
Eliminate the
cap on the affordable housing trust fund and increase the
Sadowski Act eligibility percentage of median income from 120%
to 150%.
Spoke to the Okaloosa
Legislation Delegation in January 2007. Wrote letters to our
local legislative delegation requesting the cap be lifted and
the median income raised to 150%. Governor Crist's
January Special Session addressed this request.
-
Identify
federal, state and local land available for both rental and
homeownership.
Current use and future land use
maps are being studied not only to identify vacant land but
land that can be redeveloped.
-
Create a
Community Land Trust
The local Community Development
Corporation, 501(c)(3), has taken on the coordination and
management of a county-wide CLT. The City of Destin has
initiated a city CLT.
-
Address housing
insurance availability and costs
Governor Crist called a Special
Session in January to confront Florida's insurance crisis.
-
Assess travel
patterns between work and home.
Currently housing is in one end
of the county and employment is in the other. An
extensive county-wide assessment was conducted on a regional
policy of a job-housing balance. Develop a regional and Eglin
AFB policy for a jobs/housing balance; part of Eglin's housing
privatization. Establish Employer Assisted Housing
Programs.
-
Identify
Builders' and Developers' needs and incentives
Time is $, quicker turn-around
time on development orders, permits and inspections.
Working with local builders and the Building Industry
Association to identify needs and incentives. Create a
"toolbox" of incentives. Manatee County has a Rapid
Response Team to use as a model.
-
Create Urban
Centers.
Urbanism. Higher density
and mixed use.
An extensive
county wide assessment conducted on a regional policy to
encourage a jobs-housing balance. The relationship
between employment centers and residential concentrations
identified. Consider mixed use, land use, and zoning
districts. Possibly amend comprehensive plans to lift
architectural barriers.
-
Post-BRAC
Economic Impact Analysis
Following the 2005 BRAC
Process, the realignment timelines and numbers keep shifting.
The UWF Haas Center was engaged by the EDC to conduct a
three-county analysis to identify current timelines and net
numbers with resultant community impact. Eglin reports
the ability to house only 20% of the incoming personnel.
BRAC Impact
Okaloosa County is faced with
unprecedented growth within the next few years. The 2005
Base Realignment and Closure Commission (BRAC) slated
Okaloosa County’s military installations with a measured
growth of 4,500 military personnel along with their families
for a total population influx of 11,000 by 2016. In 2005,
Eglin Air Force Base reported being able to house
approximately 20% of the incoming military personnel in
their current housing inventory. In 2008, Eglin AFB and
Hurlburt Field engaged in their housing privatization
initiative which will demolish 2,257 housing units with a
planned rebuild of only 1,684. This puts an additional 573
military families into the community housing market.
The Army 7th Special Forces Group Airborne (2,200) are
planned to move into the northern county area in 2011. The Air Force’s first Joint Strike Fighter is
planned to arrive at Eglin AFB in June 2010 with the last of
the 113 planes to arrive in June 2016. There will be a
gradual influx of the associated 2,326 personnel in sync with
these planes.
BRAC and workforce housing in Okaloosa
County!
The Okaloosa EDC
continues to work with its partners to identify means for affordable
workforce housing for its communities and military families.
*
For additional information contact
Kay Rasmussen, EDC
Director of Defense & Economic Initiatives and the
Essential Workforce Housing
Committee Secretary.
2006 Symposium l
What is it? l
Essential Workforce
Housing Committee l
BRAC
Impact
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